FHA hospital loan data for AI assistants and developers: MCP server

Add it to your AI assistant

Server URL (Streamable HTTP, no key, read-only):

https://hospital.loans/mcp

Claude (claude.ai and the desktop app): Settings, then Connectors, then Add custom connector. Paste the URL and save. No sign-in is needed.
ChatGPT: Settings, then Apps and Connectors. Turn on Developer mode under Advanced, choose Create, paste the URL and set authentication to none.
Grok: grok.com, then Connectors, then New connector, then Custom. Paste the URL.
Perplexity: Settings, then Connectors, then Add custom connector, then MCP. Paste the URL and choose no authentication.
Mistral Le Chat: Intelligence, then Connectors, then Add connector, then Custom MCP connector. Paste the URL.

Claude Code:

claude mcp add --transport http hospital-loans https://hospital.loans/mcp

Cursor (~/.cursor/mcp.json) and other clients that read mcpServers:

{
  "mcpServers": {
    "hospital-loans": {
      "url": "https://hospital.loans/mcp"
    }
  }
}

VS Code (.vscode/mcp.json):

{
  "servers": {
    "hospital-loans": {
      "type": "http",
      "url": "https://hospital.loans/mcp"
    }
  }
}

Gemini CLI (~/.gemini/settings.json):

{
  "mcpServers": {
    "hospital-loans": {
      "httpUrl": "https://hospital.loans/mcp"
    }
  }
}

Menu names change as the apps update. If a step has moved, look for "connectors" or "MCP" in the app's settings.

Tools

Tool	What it returns	Try asking
`search_hospital_loans`	Active FHA-insured hospital loans, or the terminated ones since 1968, filtered by name, city, state, program, status (including insurance claims) and endorsement years.	Which New York hospitals have FHA-insured loans?
`get_hospital`	One hospital or health system by name or FHA number: every active loan with amount, note rate, dates, balance and servicer, plus earlier loans in the same city.	What HUD loans does Kaleida Health have, and at what rates?
`get_portfolio_stats`	National or state totals: active loans and balances, median note rate, counts by program, and loans and claims by decade since 1968.	How many HUD hospital loans have ended in an insurance claim?
`get_program_rules`	The four programs (242, 223(f), 223(a)(7), 241(a)), the Section 242 eligibility tests, fees and reserves, and HUD's process with median days, each with its citation.	What debt service coverage does a hospital need for HUD 242?

Discovery file: /.well-known/mcp.json. For bulk use, both loan lists are free CSV and JSON downloads on About the data.

License and attribution

HUD data is public domain. The compilation is CC BY 4.0: credit "Data: Tower and Wing (hospital.loans)" with a link. Tower and Wing is published by Janover Capital LLC and is not affiliated with HUD, FHA or any hospital named. Nothing returned is a quote, an eligibility determination or a loan offer.

Questions

Is there a cost or an API key?

No. The server is free, read-only and needs no key or sign-in. Please cite the hospital.loans page or the HUD source that comes back with each answer.

Where does the data come from?

HUD's Insured Multifamily Mortgages files (active and terminated), rows labeled MF Hospitals, with system names from HUD's list of active FHA hospital loans. Program rules come from 24 CFR Part 242, HUD's 2022 premium notices and HUD's 2022 lender training. The server reads the same files as the pages on this site.

Can it tell me whether a hospital qualifies or what rate it would get?

No. It returns HUD's published tests and the note rates on existing loans. HUD decides eligibility, and nothing returned is a quote or advice.

Questions or a data error: hello@hospital.loans. Privacy and terms.

FHA hospital loans as an MCP server

Add it to your AI assistant

Tools

License and attribution

Questions

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